Straddle is the

Straddle is the

Straddle is the

Straddle is the

all-in-one

all-in-one

all-in-one platform

all-in-one

platform

platform

platform

for building

for building

for building

better bank payments

better bank payments

for building better

bank payments

better bank payments

Secure, fast account-to-account payments with all the features you need in a single, simple API.

The most cost-effective way to

accept payments online

The most cost-effective way to

accept payments online

The most cost-effective way to accept payments online

The most cost-effective way to

accept payments online

Debit-like performance

without the interchange

Debit-like performance

without the interchange

Balance confirmation included with payment requests. Same-day ACH charges, all Fed windows, and API settlement tracking. Get paid within 24 hours. Money sending via ACH, RTP,

and upcoming FedNow through multi-rail orchestration.

Balance confirmation included with payment requests. Same-day ACH charges, all Fed windows, and API settlement tracking. Get paid within 24 hours. Money sending via ACH, RTP, and upcoming FedNow through multi-rail orchestration.

Balance confirmation included with payment requests. Same-day ACH charges, all Fed windows, and API settlement tracking. Get paid within 24 hours. Money sending via ACH, RTP,

and upcoming FedNow through multi-rail orchestration.

No overdrafts

Without NSF fees

Fast payments

No overdrafts

Without NSF fees

Fast payments

No overdrafts

Without NSF fees

Fast payments

No overdrafts

Without NSF fees

Fast payments

Any bank, any time

Any bank, any time

A code snippet connects your application to 90% of US bank accounts with Straddle Bridge. Or bring your own token from your favorite data aggregator. Bank accounts work, too!

A code snippet connects your application to 90% of US bank accounts with Straddle Bridge. Or bring your own token from your favorite data aggregator. Bank accounts work, too!

A code snippet connects your application to 90% of US bank accounts with Straddle Bridge. Or bring your own token from your favorite data aggregator. Bank accounts work, too!

Connect with bridge

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People make payments

People make payments

Industry leading identity fraud detection
is built directly into your payment flow with Pay by Bank

Industry leading identity fraud detection
is built directly into your payment flow with Pay by Bank

Industry leading identity fraud detection
is built directly into your payment flow with Pay by Bank

Verification results

Customer Identity verification

SSN is not deceased

Pll

SSN9 is formatted correctly

Pll

Selfie passes liveness check

Liveness

Gov ID is not expired

Gov ID

Selfie matches portrait on Gov ID

Liveness

Identity verification

Customer Identity verification

Identity verification

Complete

Gov ID

Complete

Selfie

Complete

Verification complete

Verification results

Customer Identity verification

SSN is not deceased

Pll

SSN9 is formatted correctly

Pll

Selfie passes liveness check

Liveness

Gov ID is not expired

Gov ID

Selfie matches portrait on Gov ID

Liveness

Identity verification

Customer Identity verification

Identity verification

Complete

Gov ID

Complete

Selfie

Complete

Verification complete

Verification results

Customer Identity verification

SSN is not deceased

Pll

SSN9 is formatted correctly

Pll

Selfie passes liveness check

Liveness

Gov ID is not expired

Gov ID

Selfie matches portrait on Gov ID

Liveness

Identity verification

Customer Identity verification

Identity verification

Complete

Gov ID

Complete

Selfie

Complete

Verification complete

Verification results

Customer Identity verification

SSN is not deceased

Pll

SSN9 is formatted correctly

Pll

Selfie passes liveness check

Liveness

Gov ID is not expired

Gov ID

Selfie matches portrait on Gov ID

Liveness

Identity verification

Customer Identity verification

Identity verification

Complete

Gov ID

Complete

Selfie

Complete

Verification complete

Compliant by default

Compliant by default

Auditable data security and regulatory compliance is built into every payment, giving you peace of mind and reducing the complexity (and cost!) of regulatory oversight. From tokenized PII to AML sanctions screening and transaction monitoring, we built it so you don’t have to.

Auditable data security and regulatory compliance is built into every payment, giving you peace of mind and reducing the complexity (and cost!) of regulatory oversight. From tokenized PII to AML sanctions screening and transaction monitoring, we built it so you don’t have to.

Auditable data security and regulatory compliance is built into every payment, giving you peace of mind and reducing the complexity (and cost!) of regulatory oversight. From tokenized PII to AML sanctions screening and transaction monitoring, we built it so you don’t have to.

Stay one step ahead

of fraudsters

Stay one step ahead

of fraudsters

We score every transaction in real time to identify and flag potentially fraudulent activities, block risky transactions instantly, and keep your business safe.

We score every transaction in real time to identify and flag potentially fraudulent activities, block risky transactions instantly, and keep your business safe.

We score every transaction in real time to identify and flag potentially fraudulent activities, block risky transactions instantly, and keep your business safe.

Fraudulent Account

This account seems to be fraud for several reasons

Name

John

Act ID

Placeholder

Fraudulent Account

This account seems to be fraud for several reasons

Name

John

Act ID

Placeholder

Fraudulent Account

This account seems to be fraud for several reasons

Name

John

Act ID

Placeholder

Fraudulent Account

This account seems to be fraud for several reasons

Name

John

Act ID

Placeholder

It's time to rethink payments

It's time to rethink payments

It's time to rethink payments

With Pay by Bank you can integrate tomorrow's payment stack, today. Click below to find out moe about out Pay by Bank solutions.

With Pay by Bank you can integrate tomorrow's payment stack, today. Click below to find out moe about out Pay by Bank solutions.

Full stack. Single purpose.

Full stack.

Single purpose.

Full stack. Single purpose.

We obsess over every detail so your team can focus on what matters.

We obsess over every detail so your team

can focus on what matters.

Pay by Bank

Onboard and verify customers, securely connect to their accounts, and get paid faster. No fraud, no delays, and none of the usual fees.

Identity

Delight good users, catch bad ones, and stop worrying about compliance with an all-in-one identity verification solution.

Embed

Easily embed next-generation payments into your SaaS, PayFac, or Marketplace

Watchtower

Watchtower automatically confirms balance and prevents fraudulent
or risky payments – without blocking legitimate transactions.

Ready to build with

Straddle?

Contact us to learn more about what we can help you build – or create an account to get started right away.

Stay connected with Straddle

Enter your email below to be one of the first to build on the next-generation of payments infrastructure.

Ready to build with

Straddle?

Contact us to learn more about what we can help you build – or create an account to get started right away.

Stay connected with Straddle

Enter your email below to be one of the first to build on the next-generation of payments infrastructure.

Ready to build

with Straddle?

Contact us to learn more about what we can help you build – or create an account to get started right away.

Stay connected with Straddle

Be one of the first to build on the next-generation of payments infrastructure.

Ready to build

with Straddle?

Contact us to learn more about what we can help you build – or create an account to get started right away.

Stay connected

with Straddle

Be one of the first to build on the next-generation of payments infrastructure.