Pay
Pay
Pay
Pay
by Bank
by Bank
by Bank
by Bank
Powered by open
banking. Built for you.
Powered by open
banking. Built for you.
Powered by open
banking. Built for you.
Secure, fast account-to-account payments with all
the features you need in a single, simple API.
Secure, fast account-to-account payments with all
the features you need in a single, simple API.
Secure, fast account-to-account payments with all the features you need in a single, simple API.
Trade in your messy payments
stack for a unified API – where
everything is built to work together.
Trade in your messy payments
stack for a unified API – where
everything is built to work together.
The most cost-effective way to accept payments online
Trade in your messy payments
stack for a unified API – where
everything is built to work together.
People make payments
People make payments
Built-in identity and KYC eliminate the need for multiple vendors,
integrations, and costly overhead.
Verification results
Customer Identity verification
SSN is not deceased
Pll
SSN9 is formatted correctly
Pll
Selfie passes liveness check
Liveness
Gov ID is not expired
Gov ID
Selfie matches portrait on Gov ID
Liveness
Identity verification
Customer Identity verification
Identity verification
Complete
Gov ID
Complete
Selfie
Complete
Verification complete
Verification results
Customer Identity verification
SSN is not deceased
Pll
SSN9 is formatted correctly
Pll
Selfie passes liveness check
Liveness
Gov ID is not expired
Gov ID
Selfie matches portrait on Gov ID
Liveness
Identity verification
Customer Identity verification
Identity verification
Complete
Gov ID
Complete
Selfie
Complete
Verification complete
Verification results
Customer Identity verification
SSN is not deceased
Pll
SSN9 is formatted correctly
Pll
Selfie passes liveness check
Liveness
Gov ID is not expired
Gov ID
Selfie matches portrait on Gov ID
Liveness
Identity verification
Customer Identity verification
Identity verification
Complete
Gov ID
Complete
Selfie
Complete
Verification complete
Verification results
Customer Identity verification
SSN is not deceased
Pll
SSN9 is formatted correctly
Pll
Selfie passes liveness check
Liveness
Gov ID is not expired
Gov ID
Selfie matches portrait on Gov ID
Liveness
Identity verification
Customer Identity verification
Identity verification
Complete
Gov ID
Complete
Selfie
Complete
Verification complete
Connect with Open Banking
Connect with Open Banking
Use our 'no-code' widget or bring your own token from your existing open banking provider.
Stop fraud, Stay compliant
Let Straddle use our advanced AI and ML tools to handle fraud detection, sanctions, screening and balance confirmation, freeing you to focus on growing your business.
Let Straddle use our advanced AI and ML tools to handle fraud detection, sanctions, screening and balance confirmation, freeing you to focus on growing your business.
Let Straddle use our advanced AI and ML tools to handle fraud detection, sanctions, screening and balance confirmation, freeing you to focus on growing your business.
Fraudulent Account
This account seems to be fraud for several reasons
Name
John
Act ID
Placeholder
Fraudulent Account
This account seems to be fraud for several reasons
Name
John
Act ID
Placeholder
Fraudulent Account
This account seems to be fraud for several reasons
Name
John
Act ID
Placeholder
Fraudulent Account
This account seems to be fraud for several reasons
Name
John
Act ID
Placeholder
Get paid faster
Using Straddle's streamlined process you can have account-to-account (A2A) payments with the speed and reliability of a debit card, while greatly reducing your cost.
Using Straddle's streamlined process you can have account-to-account (A2A) payments with the speed and reliability of a debit card, while greatly reducing your cost.
Using Straddle's streamlined process you can have account-to-account (A2A) payments with the speed and reliability of a debit card, while greatly reducing your cost.
RP
$987.00 USD charge for Zoe
Payed
Type: Charge
Customer ID
Payment ID
Paykey
External ID
Amount
$987.00 USD
Charge date
4 October, 1:05 PM
Payment method
Chase bank, •••• 4081
Payment rail
Wire transfer
Payment status: Reversed
Reason:
Disputed
Source:
Disputed
Code:
R10
Customer information
Customer’s page
rajesh@gmail.com
Phone
+11234567890
Type
Individual
External ID
#122109120
Additional details
Consent type
Internet
IP Address
1.2.3.4
Balance check
Enabled
Description
Wednesday test charge
Metadata
Favourite
Blue
Date of birth
25.12.2004
Something else
N/A
Payment was successful
$603.00 USD
$987.00 USD
$677.00 USD
RP
$987.00 USD charge for Zoe
Payed
Type: Charge
Customer ID
Payment ID
Paykey
External ID
Amount
$987.00 USD
Charge date
4 October, 1:05 PM
Payment method
Chase bank, •••• 4081
Payment rail
Wire transfer
Payment status: Reversed
Reason:
Disputed
Source:
Disputed
Code:
R10
Customer information
Customer’s page
rajesh@gmail.com
Phone
+11234567890
Type
Individual
External ID
#122109120
Additional details
Consent type
Internet
IP Address
1.2.3.4
Balance check
Enabled
Description
Wednesday test charge
Metadata
Favourite
Blue
Date of birth
25.12.2004
Something else
N/A
Payment was successful
$603.00 USD
$987.00 USD
$677.00 USD
RP
$987.00 USD charge for Zoe
Payed
Type: Charge
Customer ID
Payment ID
Paykey
External ID
Amount
$987.00 USD
Charge date
4 October, 1:05 PM
Payment method
Chase bank, •••• 4081
Payment rail
Wire transfer
Payment status: Reversed
Reason:
Disputed
Source:
Disputed
Code:
R10
Customer information
Customer’s page
rajesh@gmail.com
Phone
+11234567890
Type
Individual
External ID
#122109120
Additional details
Consent type
Internet
IP Address
1.2.3.4
Balance check
Enabled
Description
Wednesday test charge
Metadata
Favourite
Blue
Date of birth
25.12.2004
Something else
N/A
Payment was successful
$603.00 USD
$987.00 USD
$677.00 USD
RP
$987.00 USD charge for Zoe
Payed
Type: Charge
Customer ID
Payment ID
Paykey
External ID
Amount
$987.00 USD
Charge date
4 October, 1:05 PM
Payment method
Chase bank, •••• 4081
Payment rail
Wire transfer
Payment status: Reversed
Reason:
Disputed
Source:
Disputed
Code:
R10
Customer information
Customer’s page
rajesh@gmail.com
Phone
+11234567890
Type
Individual
External ID
#122109120
Additional details
Consent type
Internet
IP Address
1.2.3.4
Balance check
Enabled
Description
Wednesday test charge
Metadata
Favourite
Blue
Date of birth
25.12.2004
Something else
N/A
Payment was successful
$603.00 USD
$987.00 USD
$677.00 USD
Build better bank payments
Full stack.
Single purpose.
Build better bank payments
One API. Three requests.
We obsess over every detail so your team
can focus on what matters.
1
Onboard and verify customers
Onboard your customers and have Straddle instantly analyze every dimension of consumer or business identity—name, email, phone, address, IP, and more—delivered in a single ML model.
Verification results
Customer Identity verification
SSN is not deceased
Pll
SSN9 is formatted correctly
Pll
Selfie passes liveness check
Liveness
Gov ID is not expired
Gov ID
Selfie matches portrait on Gov ID
Liveness
Identity verification
Customer Identity verification
Identity verification
Complete
Gov ID
Complete
Selfie
Complete
Verification complete
RP
Rajesh Patel
Verified
Verification results
Customer Identity verification
SSN is not deceased
Pll
SSN9 is formatted correctly
Pll
Selfie passes liveness check
Liveness
Gov ID is not expired
Gov ID
Selfie matches portrait on Gov ID
Liveness
Identity verification
Customer Identity verification
Identity verification
Complete
Gov ID
Complete
Selfie
Complete
Verification complete
RP
Rajesh Patel
Verified
Verification results
Customer Identity verification
SSN is not deceased
Pll
SSN9 is formatted correctly
Pll
Selfie passes liveness check
Liveness
Gov ID is not expired
Gov ID
Selfie matches portrait on Gov ID
Liveness
Identity verification
Customer Identity verification
Identity verification
Complete
Gov ID
Complete
Selfie
Complete
Verification complete
RP
Rajesh Patel
Verified
Verification results
Customer Identity verification
SSN is not deceased
Pll
SSN9 is formatted correctly
Pll
Selfie passes liveness check
Liveness
Gov ID is not expired
Gov ID
Selfie matches portrait on Gov ID
Liveness
Identity verification
Customer Identity verification
Identity verification
Complete
Gov ID
Complete
Selfie
Complete
Verification complete
RP
Rajesh Patel
Verified
2
Connect to their accounts
Connect to nearly any bank account in the US in seconds with our no-code open banking widget. Or bring your own token from all the names you know.
We even invented Paykeys, a new kind of payment token to keep your application secure.
What is a Paykey?
What is a Paykey?
What is a Paykey?
What is a Paykey?
Connect your account
Bank name we'll be sending your money to
e.g. First National Bank
Routing number
234695668
Accounting number
3568-2596-3664-7184
Chase bank, •••• 4081
Connect your account
Bank name we'll be sending your money to
e.g. First National Bank
Routing number
234695668
Accounting number
3568-2596-3664-7184
Chase bank, •••• 4081
Connect your account
Bank name we'll be sending your money to
e.g. First National Bank
Routing number
234695668
Accounting number
3568-2596-3664-7184
Chase bank, •••• 4081
Connect your account
Bank name we'll be sending your money to
e.g. First National Bank
Routing number
234695668
Accounting number
3568-2596-3664-7184
Chase bank, •••• 4081
3
Create a payment
Use Paykeys to send or receive money via A2A payment rails. Smart balance verification is built-in to every request and returns real-time funds availability with every response.
Amount
$987.00 USD
Charge date
4 October, 1:05 PM
Payment method
Chase bank, •••• 4081
Payment rail
Wire transfer
Payment status
Payed
$987.00 USD charge for Zoe
Payed
Type: Charge
RP
Amount
$987.00 USD
Charge date
4 October, 1:05 PM
Payment method
Chase bank, •••• 4081
Payment rail
Wire transfer
Payment status
Payed
$987.00 USD charge for Zoe
Payed
Type: Charge
RP
Amount
$987.00 USD
Charge date
4 October, 1:05 PM
Payment method
Chase bank, •••• 4081
Payment rail
Wire transfer
Payment status
Payed
$987.00 USD charge for Zoe
Payed
Type: Charge
RP
Amount
$987.00 USD
Charge date
4 October, 1:05 PM
Payment method
Chase bank, •••• 4081
Payment rail
Wire transfer
Payment status
Payed
$987.00 USD charge for Zoe
Payed
Type: Charge
RP
4
Relax
We stop fraudulent transactions in their tracks with an embedded machine-learning model that meticulously scores each transaction. You get paid in 24hrs.
Fraudulent Transation Detected
Additional details
Description
Wednesday test charge
Consent type
Internet
IP Address
1.2.3.4
Amount
$987.00 USD
Payment status
Reversed
Fraudulent Transation Detected
Additional details
Description
Wednesday test charge
Consent type
Internet
IP Address
1.2.3.4
Amount
$987.00 USD
Payment status
Reversed
Fraudulent Transation Detected
Additional details
Description
Wednesday test charge
Consent type
Internet
IP Address
1.2.3.4
Amount
$987.00 USD
Payment status
Reversed
Fraudulent Transation Detected
Additional details
Description
Wednesday test charge
Consent type
Internet
IP Address
1.2.3.4
Amount
$987.00 USD
Payment status
Reversed
Already working with an 'open banking' provider?
Already working with an 'open banking' provider?
Bring your own token
Bring your own token
Bring your own token
Bring your own token
Full stack. Single purpose.
Full stack.
Single purpose.
Full stack. Single purpose.
We obsess over every detail so your team can focus on what matters.
We obsess over every detail so your team
can focus on what matters.
Customer 360
View detailed customer profiles including identity information and detailed payment history
Metrics
Track KPIs and drive unparalleled growth with in-depth insights and reports
Reporting
Easily segment and track failed payments such as network returns, fraud, and balance rejections
Notifications
Send automated email updates and reminders to customers to notify them of upcoming payments, payment failures, and more
Ready to build with
Straddle?
Contact us to learn more about what we can help you build – or create an account to get started right away.
Stay connected with Straddle
Enter your email below to be one of the first to build on the next-generation of payments infrastructure.
Ready to build with
Straddle?
Contact us to learn more about what we can help you build – or create an account to get started right away.
Stay connected with Straddle
Enter your email below to be one of the first to build on the next-generation of payments infrastructure.
Ready to build
with Straddle?
Contact us to learn more about what we can help you build – or create an account to get started right away.
Stay connected with Straddle
Be one of the first to build on the next-generation of payments infrastructure.
Ready to build
with Straddle?
Contact us to learn more about what we can help you build – or create an account to get started right away.
Stay connected
with Straddle
Be one of the first to build on the next-generation of payments infrastructure.