We’re building the modern ‘Visa’ for account-to-account payments—an identity-first platform that unifies open banking, fraud detection, and multi-rail money movement in a single API.
Our mission is simple: make moving money between bank accounts as seamless and secure as sending a text, enabling businesses to embed fast, cost-effective payments into any application.
Low fraud risk
This customer is less risky than 92% of all users
92
Low risk
Minimized fraud
Compilance
Innovation
Constantly pushing boundaries to create cutting-edge payment solutions.
Security
Prioritizing the safety and integrity of financial transactions.
Transparency
Ensuring clear and open communication in all operations
Efficiency
Streamlining payment processes to save time and reduce costs.
Accessibility
Making advanced payment technology available to businesses of all sizes.
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Co-Founder & CEO
Keith Raphael
FinTech Fanatic
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Founding member & CTO
Ben Cummins
King of Nerds
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Co-Founder & President
Chad Willard
Operations Obsessed