A new way to get paid

Straddle is the all-in-one platform for building better bank payments

Screenshot 2024 10 09 at 10.45.35 am
Device frame
Mobile trans list
Device frame

Straddle is Trusted by

The most cost-effective way to accept payments online

Secure, fast account-to-account payments with all the features you need in a single, simple API.

  • Balance confirm

    Debit-like performance without the interchange

    With balance confirmation built into every payment request, we offer same-day ACH for charges by default, submit at every Fed window, and provide robust settlement tracking via API. This means that you get paid in 24 hours—or less. 

    Sending money is even faster with payouts via dynamic multi-rail orchestration across ACH, RTP, and FedNow (coming soon!)

  • Id ver

    People make payments

    Industry leading identity fraud detection is built directly into your payment flow with Pay by Bank

  • Xnapper 2024 08 09 21.33.27

    Any bank, any time

    A code snippet connects your application to 90% of US bank accounts with Straddle Bridge. Or bring your own token from your favorite data aggregator.

    Bank accounts work, too!

  • Persona source list

    Compliant by default

    Auditable data security and regulatory compliance is built into every payment. Giving you peace of mind and reducing the complexity (and cost!) of regulatory oversight. 

    From tokenized PII to AML sanctions screening and transaction monitoring, we built it so you don’t have to.

  • fraud

    Stay one step ahead of fraudsters

    We score every transaction in real time to identify and flag potentially fraudulent activities, block risky transactions instantly, and keep your business safe.

The most cost-effective way to accept payments online

Secure, affordable payments with all the features you need in a single, simple API.
  • Debit Card speed without the interchange

    With balance confirmation built into every payment request, we offer same-day ACH for charges by default, submit at every Fed window, and provide robust settlement tracking via API. This means that you get paid in 24 hours—or less.

    Sending money is even faster with payouts via dynamic multi-rail orchestration across ACH, RTP, and FedNow (coming soon!)

  • People make payments

    Industry leading identity fraud detection is built directly into your payment flow with Pay by Bank

  • Any bank, any time

    A code snippet connects your application to 90% of US bank accounts with Straddle Bridge. Or bring your own token from your favorite data aggregator.

    Bank accounts work, too!

  • Compliant by default

    Auditable data security and regulatory compliance is built into every payment. Giving you peace of mind and reducing the complexity (and cost!) of regulatory oversight.

    From tokenized PII to AML sanctions screening and transaction monitoring, we built it so you don’t have to.

  • Stay one step ahead of fraudsters

    We score every transaction in real time to identify and flag potentially fraudulent activities, block risky transactions instantly, and keep your business safe.

  • It's time to rethink payments

    With Pay by Bank you can integrate tomorrow's payment stack, today.

    Click below to find out moe about out Pay by Bank solutions.

    Ready to start building with Straddle?

    Contact us to learn more about what we can help you build – or create an account to get started right away.
    Portal Desktop
    Device frame

    Stay connected with Straddle

    Be one of the first to build on the next-generation of payments infrastructure.

    Error. Your form has not been submittedEmoji
    This is what the server says:
    There must be an @ at the beginning.
    I will retry
    Reply