An
An
An
all-in-one
all-in-one
all-in-one
Identity
Verification Solution
Identity Verification Solution
Identity Verification Solution
Delight good users, stop bad ones, and prevent fraud before it happens with Straddle’s verification and compliance platform.
High security, low friction, better results. Right where you get paid.
An
all-in-one platform
Identity
Identity Verification Solution
Delight good users, stop bad ones, and prevent fraud before it happens with Straddle’s verification and compliance platform.
High security, low friction, better results. Right where you get paid.
Automate & Scale KYC Compliance
Automate customer onboarding with unrivaled data coverage and industry-leading technology that delivers exceptional customer experiences on a compliant-by-default platform.
No selfies required.
Top Feature
Stay Ahead of Ever-Evolving Fraud
Identity goes beyond KYC. We help you stop fraud - from synthetic identity detection to email risk - in one holistic view for automated decisioning.
Capture up to 99% of all ID fraud in the top 5% of riskiest users.
We invented this!
Identity-to-Payment
Proprietary LSTM identity clustering algorithms match customer identity to open banking data with Paykeys.
The first identity-linked payment method since the debit card.
Automatically Screen Users Against Watchlists
Hyper-accurate watchlist screening with automated monitoring and real-time alerts ensures uninterrupted compliance with sanctions enforcement.
B2B? We Got You, too.
Get complete, up-to-date information on 100% of registered businesses with TIN verification, Industry Classification, and Web Presence
“If you solve for identity in payments everything else is just accounting”
Ross Anderson
KC FED Payments Meeting
Legacy solutions put your
Legacy solutions put your
company at
company at
risk
risk
Compliance
Compliance
is expensive.
is expensive.
Fraud
Fraud
is even worse.
is even worse.
Stand out from the crowd with best-in-class A2A payments
Legacy solutions put your
company at
risk
Compliance
is expensive.
Fraud
is even worse.
KYC
Does this person exist?
Algorithmic name matching
Advanced SSN matching
Best-in-class address normalization
Clear scoring with detailed reason codes
99%
Verification of mainstream population
94%
Verification for Gen Z consumers
40%
Reduction in manual reviews
KYB
Get complete, up-to-date information on 100% of registered businesses
Business Registration
Tax Identification Number (TIN) Verification
Industry Classification
Web Presence
Identity
Is this person who she says she is?
Synthetic Fraud Scores
Consortium Network Coverage
Address Risk Scoring
Phone and Carrier Analysis
90%
Capture in the riskiest 3% of users
Capture in the riskiest 3% of users
13x
Reduction in false positives
35-40%
Improved fraud capture over legacy solutions
Improved fraud capture over legacy solutions
Watchlist
Can I do business with her?
Continuous Compliance
Intelligent Risk Assessment
Single Solution:
Consolidates data from key sources, including
OFAC SDN and consolidated lists.
UN consolidated, EU sanctions, and
U.S. Department of State lists.
FinCEN Money Laundering Concern List.
U.S. OIG Exclusion List, HIDTA, and HIFCA.
Domestic and international Politically Exposed Persons (PEPs).
Over 1,000 global watchlists.
20%
More accurate than legacy approach
30%
Reduction in false positives
15-minute
Sactions and enforcement updates
Don't take our word for
it: we can prove it
Get in touch for a free proof of concept with Straddle Identity for up to 1000 of your most difficult users.
Give us your best shot.
Balance confirmation included with payment requests. Same-day ACH charges, all Fed windows, and API settlement tracking. Get paid within 24 hours. Money sending via ACH, RTP, and upcoming FedNow through multi-rail orchestration.
Cut the Cord. Build with us!
Straddle Identity is built in to Pay by Bank but can also be used as a standalone product for customers paying via alternative methods.
Verify people, not PII
Identity is powered by no-code, ML decision logic that synthesizes thousands of variables in less than a second.
And we always provide real-time visibility into how your decisions are made.
Authentic
Authentic
Authentic
Legacy solutions put your
company at
risk
Compliance
is expensive.
Fraud
is even worse.
We obsess over every detail so your team
can focus on what matters.
Legacy solutions put your
company at
risk
Compliance
is expensive.
Fraud
is even worse.
KYC
Does this person exist?
Algorithmic name matching
Advanced SSN matching
Best-in-class address normalization
Clear scoring with detailed reason codes
99%
Verification of mainstream population
94%
Verification for Gen Z consumers
40%
Reduction in manual reviews
KYB
Get complete, up-to-date information on 100% of registered businesses
Business Registration
Tax Identification Number (TIN) Verification
Industry Classification
Web Presence
Identity
Is this person who she says she is?
Synthetic Fraud Scores
Consortium Network Coverage
Address Risk Scoring
Phone and Carrier Analysis
90%
Capture in the riskiest 3% of users
13x
Reduction in false positives
35-40%
Improved fraud capture over legacy solutions
Watchlist
Can I do business with her?
Continuous Compliance
Intelligent Risk Assessment
Single Solution:
Consolidates data from key sources, including
OFAC SDN and consolidated lists.
UN consolidated, EU sanctions, and
U.S. Department of State lists.
FinCEN Money Laundering Concern List.
U.S. OIG Exclusion List, HIDTA, and HIFCA.
Domestic and international Politically Exposed Persons (PEPs).
Over 1,000 global watchlists.
20%
More accurate than legacy approach
30%
Reduction in false positives
15-minute
Sactions and enforcement updates
Don't take our word for it: we can prove it
Get in touch for a free proof of concept with Straddle Identity for up to 1000 of your most difficult users.
Give us your best shot.
Cut the Cord. Build with us!
Straddle Identity is built in to Pay by Bank but can also be used as a standalone product for customers paying via alternative methods.
Verify people, not PII
Identity is powered by no-code, ML decision logic that synthesizes thousands of variables in less than a second.
And we always provide real-time visibility into how your decisions are made.
Authentic
Built by <engineers/>,
for <engineers/>.
Built by <engineers/>,
for <engineers/>.
Built by <engineers/>,
for <engineers/>.
Ship quickly with a powerful and easy-to-use API
Ship quickly with a powerful and easy-to-use API
Ship quickly with a powerful and easy-to-use API
Save engineering time with unified identity functionality. We obsess over the maze of data providers, industry consortiums, sanctions lists, and financial institutions so your teams can build what you need on one platform.
Save engineering time with unified identity functionality. We obsess over the maze of data providers, industry consortiums, sanctions lists, and financial institutions so your teams can build what you need on one platform.
Save engineering time with unified identity functionality. We obsess over the maze of data providers, industry consortiums, sanctions lists, and financial institutions so your teams can build what you need on one platform.
Ready to start building
with Straddle?
Ready to start building
with Straddle?
Ready to start building
with Straddle?
Contact us to learn more about what we can help you build – or create an account to get started right away.
Contact us to learn more about what we can help you build – or create an account to get started right away.
Ready to start building
with Straddle?
Contact us to learn more about what we can help you build – or create an account to get started right away.
