Automate & Scale KYC Compliance
Automate customer onboarding with unrivaled data coverage and industry-leading technology that delivers exceptional customer experiences on a compliant-by-default platform.
No selfies required.
Top Feature
Stay Ahead of Ever-Evolving Fraud
Identity goes beyond KYC. We help you stop fraud - from synthetic identity detection to email risk - in one holistic view for automated decisioning.
Capture up to 99% of all ID fraud in the top 5% of riskiest users.
We invented this!
Identity-to-Payment
Proprietary LSTM identity clustering algorithms match customer identity to open banking data with Paykeys.
The first identity-linked payment method since the debit card.
Automatically Screen Users Against Watchlists
Hyper-accurate watchlist screening with automated monitoring and real-time alerts ensures uninterrupted compliance with sanctions enforcement.
B2B? We Got You, too.
Get complete, up-to-date information on 100% of registered businesses with TIN verification, Industry Classification, and Web Presence
“If you solve for identity in payments everything else is just accounting”
Ross Anderson
KC FED Payments Meeting
KYC
Does this person exist?
Algorithmic name matching
Advanced SSN matching
Best-in-class address normalization
Clear scoring with detailed reason codes
99%
Verification of mainstream population
94%
Verification for Gen Z consumers
40%
Reduction in manual reviews
KYB
Get complete, up-to-date information on 100% of registered businesses
Business Registration
Tax Identification Number (TIN) Verification
Industry Classification
Web Presence
Identity
Is this person who she says she is?
Synthetic Fraud Scores
Consortium Network Coverage
Address Risk Scoring
Phone and Carrier Analysis
90%
13x
Reduction in false positives
35-40%
Watchlist
Can I do business with her?
Continuous Compliance
Intelligent Risk Assessment
Single Solution:
Consolidates data from key sources, including
OFAC SDN and consolidated lists.
UN consolidated, EU sanctions, and
U.S. Department of State lists.
FinCEN Money Laundering Concern List.
U.S. OIG Exclusion List, HIDTA, and HIFCA.
Domestic and international Politically Exposed Persons (PEPs).
Over 1,000 global watchlists.
20%
More accurate than legacy approach
30%
Reduction in false positives
15-minute
Sactions and enforcement updates
Cut the Cord. Build with us!
Straddle Identity is built in to Pay by Bank but can also be used as a standalone product for customers paying via alternative methods.
Verify people, not PII
Identity is powered by no-code, ML decision logic that synthesizes thousands of variables in less than a second.
And we always provide real-time visibility into how your decisions are made.
