Pay by Bank

Powered by open banking. Built for you.


Onboard and verify customers, securely connect to their accounts, and get paid faster. All with a single API.

No fraud, no delays, and none of the usual fees.

Straddle Bridge

Trade in your messy payments stack for a unified API – where everything is built to work together.

  • People Make Payments

    People Make Payments

    Built-in identity and KYC eliminate the need for multiple vendors, integrations, and costly overhead.
  • Straddle Bridge

    Connect with Open Banking

    Use our 'no-code' widget or bring your own token from your existing open banking provider.
  • Stop fraud, Stay compliant

    Let Straddle use our advanced AI and ML tools to handle fraud detection, sanctions, screening and balance confirmation, freeing you to focus on growing your business.
  • Get Paid Faster

    Using Straddle's streamlined process you can have account-to-account (A2A) payments with the speed and reliability of a debit card, while greatly reducing your cost.

Build better bank payments

One API. Three requests.

  • 1

    Onboard and verify customers

    Onboard your customers and have Straddle instantly analyze every dimension of consumer or business identity—name, email, phone, address, IP, and more—delivered in
 a single ML model.

    Kyc
  • 2

    Connect to their accounts

    Connect to nearly any bank account in the US in seconds with our no-code open banking widget. Or bring your own token from all the names you know.

    We even invented Paykeys, a new kind of payment token to keep your application secure.

    Connect with bridge
  • 3

    Create a payment

    Use Paykeys to send or receive money via A2A payment rails. Smart balance verification is built-in to every request and returns real-time funds availability with every response.

    Fast bank payments
  • 4

    Relax

    We stop fraudulent transactions in their tracks with an embedded machine-learning model that meticulously scores each transaction. You get paid in 24hrs.

    Order success

Build better bank payments

One API. Three requests.

  • 1

    Onboard and verify customers

    Onboard your customers and have Straddle instantly analyze every dimension of consumer or business identity—name, email, phone, address, IP, and more—delivered in
a single ML model.

  • 2

    Connect to their accounts

    Connect to nearly any bank account in the US in seconds with a no-code open banking widget. Or bring your own token from all the names you know.

    We even invented a new kind of payment token to keep your application secure.

  • 3

    Create a payment

    Use Paykeys to send or receive money via A2A payment rails. Smart balance verification is built-in to every request and returns real-time funds availability with every response.

  • 4

    Relax

    We stop fraudulent transactions in their tracks with an embedded machine-learning model that meticulously scores each transaction. You get paid in 24hrs.

Already working with an 'open banking' provider?

Ready to start building with Straddle?

Contact us to learn more about what we can help you build – or create an account to get started right away.
Portal Desktop
Device frame

Stay connected with Straddle

Be one of the first to build on the next-generation of payments infrastructure.

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